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Federal labor statistics show that older Americans are much more likely now to be holding on to their careers -- because they can't afford to retire -- while vast numbers of young Americans are failing to get on track in the job market. (more)

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Not to ruin brunch, but Mom's probably not doing very well. Not if she's already retired, not if she's a baby boomer approaching retirement, not if she's a younger woman who hasn't yet given retirement a thought.

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The essential fallacy of the 401(k) has been exposed. It took a historic market collapse -- one that threatens to impoverish workers already in retirement and those who are nearing it.

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Those who think they will retire in Fat City because they have a 401(k) may be headed for a bitter disappointment. The system's rules are flawed, and Washington should reform them.

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