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More than a century ago, Alabama enshrined a basic protection in the state’s constitution shielding its poorest citizens from being forced to pay debts they couldn’t afford. But a public hospital in the mostly rural southeast corner of the state has found a way around the law.

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USA Discounters, the Virginia-based retailer at the center of a ProPublica investigation in July, says it has made reforms to its lending practices to service members. But instead of overhauling its policies, the company has simply adopted a new name for its stores, USA Living, and continues to make loans much the way it did before.

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One in 10 working Americans between the ages of 35 and 44 are getting their wages garnished. That means their pay is being docked -- often over an old credit card debt, medical bill or student loan.

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