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A controversial area of law empowers the IRS to confiscate significant sums of money from "run-of-the-mill business owners and wage earners without so much as an allegation" and "without ever filing a criminal complaint," leaving the owners "to prove they are innocent," The New York Times reports.

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A recent report by the Bureau of Labor Statistics found that more than one in four American males taking part in a longitudinal study had endured at least one period of extended unemployment during their working lives.

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Research conducted over the last two decades lends powerful credence to the claim that chronic poverty cripples an individual's ability to make sound financial choices, with each decision exacting a "psychic cost" that diminishes the mental fortitude needed to make subsequent tough choices. (more)

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