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Thank the regulatory heavens. The Federal Reserve is moving to prohibit banks from charging overdraft fees on ATM and debit card transactions unless the customer has opted into a program agreeing to pay the extra charges. Banks raked in $37 billion in fees last year, largely through unexplained programs and extraordinarily high levies.

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A story that Matt Drudge seized upon Thursday, about a 20-year-old McCain campaign volunteer who claimed she was assaulted near a Pittsburgh ATM by a large African-American man who took $60 from her and carved a "B" into her face after noticing a McCain sticker on her car, was fabricated by the alleged victim, according to police. Updated

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