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Don’t Worry About Us SeniorsPosted on Oct 21, 2009This story begins, as do so many dramas, at the box office. We are standing in line, three generations defined by a three-tier price structure: senior, adult, child. This provokes yet another rant from the eldest on the subject of senior discounts. Why, I ask again, should the “adult” who carries the financial burden of raising the “child” be charged more than her gainfully employed “senior”? Can’t elders at least be offered the option of donating our senior discounts to some junior cause? I repeat this dialogue and plot because my box office encounter occurred days after President Barack Obama asked Congress to allocate $250 to the 57 million beneficiaries of Social Security and other federal entitlement programs, regardless of our income. This one-time special was framed as a way to compensate for the fact that older Americans won’t get a cost-of-living increase in their 2010 checks. “Even as we seek to bring about recovery,” said the president, “we must act on behalf of those hardest hit by this recession.” Well, sure, but let’s go to the numbers. This will be the first time in 34 years that seniors won’t find a raise in their checks. We are not getting a cost-of-living increase for one simple reason: The cost of living has decreased. The checks that rose 5.8 percent last year—largely on energy costs—are already buying more this year. As for the idea that those on Social Security were “hardest hit” by the recession, not so fast. There’s evidence that older Americans suffered fewer mortgage foreclosures. They were no more affected by the stock market meltdown than other age groups, and retirees were obviously less affected by unemployment. And while, yes, they were hit by rising health care costs, were they hit harder than, say, citizens with no health insurance? Advertisement There is no question that some of the neediest Americans are elderly, especially single women. But age is not the same as income. Indeed, poverty among the elderly has gone down from 35 percent in 1959 to 10 percent in 2008. Today, elders are half as likely as children to be poor. So, why exactly would we give $250 to every senior at every income level while poor children remain in deep trouble? How do we justify the transfer of $13 billion or $14 billion to seniors? There are similar proposals in Congress, where it is an article of faith that you can never go wrong pleasing the elderly. Obama may be wooing a population that is least supportive of health care reform. But this is part of the same problem. The president has long talked about “responsibility,” especially among children. By 2030, about 20 percent of Americans will be over 65. What are we asking of them? To be nothing but passive recipients of entitlement? Is their only social responsibility to remain financially independent of their children? The word senior already stretches over four decades of life. Social Security checks go out to people who fought in World War II and people who were born in World War II. The first baby boomers are getting Social Security. Boomers have long been seen as the great change agents of America, ushering in one social movement after another. But there’s a real risk that they could become an I’ve-got-mine resistance. I’ve always thought that elders were the ones designated by society to take the long view—back to the past and forward to a future when we won’t even be around. In that long view, caring flows down the generations. Now we face this tiny but telling test. The $250 moment. Wouldn’t it be something if those of us on Social Security looked this particular gift horse in the mouth and said no to the Congress? And if a check arrives in the mail, wouldn’t it be something if elders who are able endorsed it to schools that are meagerly training the next generation of Social Security supporters? Oh, did I mention that the movie we saw was “Cloudy With a Chance of Meatballs”? The preview for this country is “Aging With a Chance of Bankruptcy.” And it’s not just the box office treating seniors like children. Ellen Goodman’s e-mail address is ellengoodman1(at)me.com. © 2009, Washington Post Writers Group CommentsAre you a Truthdig member yet? Login now, or register with Truthdig. Add Your Comment |
By TAO Walker, October 23, 2009 at 1:43 pm Link to this comment
What really impresses this old unrecCONstructed Savage about this is how cheaply the pols and their plutoligarch sponsors believe “seniors” can be bought-off these days….with their own wage/debt-slave GreatGrandChildrens’ “money.” This must be what happens when the “nuclear family” reaches critical mass.
“Somewhere folks are laughing…....”
HokaHey!
Report thisBy @CT, October 23, 2009 at 12:23 pm Link to this comment
“If the country is going bankrupt it is not because of the seniors on social security but because of the humongous “defense” spending.”
If the US were to stop paying out Social Security retirement and the like to rich people, however—as the legislation originally intended—it’d help a LOT—and bear in mind that the rich live a LOT longer than the unrich, so collect the maximum Social Security retirement for many, many years . . .
Report thisBy chrisx, October 23, 2009 at 11:22 am Link to this comment
(Unregistered commenter)
$250.00 is obviously inconsequential to the author, but it is essential to many seniors who are poor. Poverty is not exclusive to the young. Question should be not about $250.00 to the seniors but about how the tax money is currently spent. Why is there no resource to help the poor of all ages and achieve more economically equitable society? If the country is going bankrupt it is not because of the seniors on social security but because of the humongous “defense” spending.
Report thisBy The Old Hooligan, October 23, 2009 at 6:26 am Link to this comment
This business of denying eligible Seniors their next COLA is such a crock. Get the damned money out of the same bottomless sock you use to fund these two endless wars we’re currently engaged in, end of story.
Report thisBy MCJ, October 23, 2009 at 3:25 am Link to this comment
(Unregistered commenter)
‘‘Well, sure, but let’s go to the numbers. This will be the first time in 34 years that seniors won’t find a raise in their checks. We are not getting a cost-of-living increase for one simple reason: The cost of living has decreased. The checks that rose 5.8 percent last year—largely on energy costs—are already buying more this year.’’ - Ellen Goodman
Maybe on some other planet Ms Goodman.
My rent just went up, as did a city service I pay for, San Francisco garbage collection, billed quarterly. As well, as I pointed out to the useless Pelosi in an email, milk - a staple - has gone up in price at Safeway.
For another, Medicare costs (the monthly amount deducted from the monthly check) will go up 15%. Not to mention the increases that will attach to Medicare Part D, that nightmare of a mess.
There needs to be an overhaul of the CPI, for one thing.
Please don’t try to tell me costs have not gone up.
I am so GD tired to death of the lousy ‘Democratic machine tied in, so called liberal, commentariat’.
Go away and do something useful for someone.
Report thisBy anaman51, October 22, 2009 at 4:12 pm Link to this comment
Must be nice not to need $250.
If you see the payment as being an insult, or as being unnecessary, you’re probably late for your tee time. However, if you are already gratefully pre-spending it, by committing it to paying backed-up utility bills and doctor’s fees, or if you are thinking you can finally afford that new pair of socks, then you are the ones who understand what need is.
If receiving the $250 makes you feel bad, Ellen, there are any number of charitable organizations that would appreciate your help. There is forever a shortage of food and warmth in this country, especially during the wintertime. Put it where you believe it will do the most good, and be grateful you need no help, but don’t tell the rest of us we don’t need that money—-we do!
Report thisBy MeHere, October 22, 2009 at 2:13 pm Link to this comment
A thoroughly irresponsible article which places the focus of economic struggle exclusively among the less fortunate, both young and old.
Report thisBy BobZ, October 22, 2009 at 11:20 am Link to this comment
As a senior who doesn’t depend strictly on Social Security, I don’t need the $
Report this250.00 as a practical matter, and the concept of paying out money when COL is
down doesn’t make sense. The increase last year was higher than necessary. On
the other hand there are seniors who could use this money and I have no problem
with that. Give them more money actually. What is annoying is the attitude among
some seniors that Obama is trying to buy their vote. So no matter what he does he
is going to be criticized. For seniors who don’t need the money, there are food
banks in dire need of donations, school systems like the one in Hawaii who are in
financially strapped. Also as noted many seniors are very generous in taking care
of the needy within their own family. The sad fact is that for people like me, we
spent our working lives in an era where the middle class were not savaged and it
was possible to live a nice life even with only one spouse working. We were the
lucky ones.
By Rodger Lemonde, October 22, 2009 at 11:05 am Link to this comment
(Unregistered commenter)
What is your problem? This is the cheap solution.
Report thisYou talk about the long run, in which a lump sum for
the year means less base for the next COLA.
Social Security is far from secure for many in this
nation. The elder population has built much of what you
take for granted. And we did most of it for salaries
that make today’s minimum wage look like a fortune. Now
we have to live in an inflationary world that could
dump us into deep poverty.
Thank you but cheap and mean is not welcome here.
By @CT, October 22, 2009 at 10:03 am Link to this comment
“There is no question that some of the neediest Americans are elderly, especially single women.”
What Goodman (who’s a better writer/thinker than this piece suggests) seems to be trying—not very well—to say is that public subsidies would better be based on need, than on age.
The thing about Social Security that nobody even knows anymore is that its New Deal intention was far from what it has become—a sub-subsistence income for millions, while for millions more (especially high-level public and corporate retirees) it’s a second (or third or fourth, for the military, the truly rich, etc.) retirement income.
When Social Security was enacted, the quaint expectation was that everyone would pay into it, and only those who “needed” it—those without other income—would draw from it.
Meanwhile, $250 is a niggling amount of money for those who are in need—it’s a prescription, a few gallons of heating oil, an unpaid electric bill.
Goodman doesn’t mention, by the way, that many children receive Social Security second hand, via survivors benefits—or that many elderly and/or disabled (including, especially, older females of any race, and older underclass “minorities”, who worked casually as domestics or whatever, or who never were in long-term employment) have no Social Security benefits (and didn’t get the last $250 “stimulus”, and won’t get this one).
Goodman also doesn’t mention, as some here have noted, that inflation—especially at the lower end of the grocery chain—is very much alive.
That the plight of the American poor—and of the near-poor, and of the about-to-be-poor—is apparently invisible to the politicians, and to the liberal commentariat, is not encouraging.
Report thisBy gerard, October 22, 2009 at 8:57 am Link to this comment
One point Ellen Goodman makes deserves repeating: It’s the wars, stupid. Most of the money goes directly to fight wars. Besides, a $250 bonus to seniors is peanuts compared to Wall Street pay-outs. Who is kidding whom?
Report thisThink about it: Grandparents who have two cents tend to give all or most of it to family or causes anyway. Some of us even spend it on gas to take our penniless, homeless friends to the grocery store or to pick up their meds.
Those with large retirement incomes are perfectly free to give most of it away and I hope they will. But the main point is, stop the wars!
By Carolyn Kay, October 22, 2009 at 8:04 am Link to this comment
(Unregistered commenter)
Speak for yourself, Ellen.
Carolyn Kay
Report thisMakeThemAccountable.com
By Ramose, October 22, 2009 at 7:26 am Link to this comment
As a senior retired on a disability, sandwiched between caring for my father, a WWII veteran slowly succumbing to dementia, and babysitting two young grandchildren whose mother cannot find full time employment, I can use that $250.
My parents worked their way out of poverty through WWII, Korea and Vietnam government service into the now vanishing middle class. Money invested in stocks evaporated by 50%. Savings are dwindling. I face an impoverished future.
I will surely be spending my $250 on my medicaid and food stamp eligible grandchildren for shoes and school supplies. Is this a good enough “junior cause”? That money will be spent stimulating the economy faster than you can say Jackie Robinson.
Report thisBy hark, October 22, 2009 at 7:02 am Link to this comment
(Unregistered commenter)
What, are we seniors throwaways?
The 2010 increase in my Medicare supplemental alone eats up that $250. That’s before the increase in the basic Medicare premium. And that $250 is only a one-shot deal.
And I don’t know where they get the idea that there was no cost of living increase in 2009 - my 2010 budget is shaping up to increase at the same rate it does every year just to keep even. So every year, discretionary spending has to be cut back a little more to pay for it.
What a callous disregard for seniors this article represents. That’s really low.
By the way, as seniors we pay the same real estate taxes as everyone else, even though it’s been decades since we had kids in the public school system. And we pay taxes on 85% of our Social Security benefits, including the amount deducted for Medicare premiums. Do you know how long it takes to recoup the money we contributed to Social Security? Millions don’t even live long enough to get their own money back.
Please. There are plenty of people wallowing in money on Wall Street who don’t earn a dime of it, don’t do a thing for society. Get it from them.
Report thisBy omy, October 22, 2009 at 6:52 am Link to this comment
I am a senior that would tend to agree with Goodman’s article except for a couple of troubling points.
Chris Hedges wrote in “Empires of Illusion” that government officials in an attempt to keep inflation figures low, have been systematically substituting basic products it once tracked for inflation with other products that do not rise very much in price. If that is true, and I would dearly love to see the data that is behind that claim, then perhaps inflation is much higher than is being reported and the financial situation for many of us deteoriating more rapidly than we had anticipated.
Secondly, in spite of all the rhetoric about the economy getting better, the stock market rising, etc., the enormous amount of people without any employment or low-paying employment, the huge amount of private and national debt and the country’s obsession to spend what money we do have on meaningless wars abroad, would tend to make me think that we still have a long downward economic path to trod before things meaningfully improve.
So therefore, I think I’ll hold on to my $250.
Report thisBy Ellizabeth Sutherland, October 22, 2009 at 6:20 am Link to this comment
(Unregistered commenter)
“How do we justify the transfer of $13 billion or $14 billion to seniors?”
Maybe by considering many of us are sandwiched between trying to care for aging parents and impoverished children or grandchildren.
My father fought in WWII and I was born shortly after. As he slowly succumbs to dementia and my only child struggles to find full time employment, I keep house for all of us and babysit two very young grandchildren as well. We are part of the vanishing middle class, and I’m here to tell you nothing is getting any cheaper in my neighborhood.
“Can’t elders at least be offered the option of donating our senior discounts to some junior cause?”
I will surely spend the $250 on my medicaid and food stamp eligible grandchildren for things like shoes and school supplies. That money will go straight from me to some retailer faster than you can say Jackie Robinson.
It’s part of the ‘stimulus package’ thing, and surely most seniors deserve it as much as the billions going to support our larger economic infrastructure.
Report thisBy sollipsist, October 22, 2009 at 5:45 am Link to this comment
(Unregistered commenter)
Decreased coat of living? Food, gas, medication, and utilities are more expensive now. Homes are worth less. How is this a decrease?
However, the 800lb gorilla in this discussion is the fact that seniors will always be courted politically because they are politically powerful. Just as with military spending, no matter how much sense it makes to focus attention and finances elsewhere, it simply will not happen.
Report thisBy KISS, October 22, 2009 at 3:54 am Link to this comment
You show complete insanity or you live in a gilded life-style..
Report thisFirst of all you have no knowledge of the meager lifestyle most social security beneficiaries lead. Most of us have had a Medicare premium jump in Oregon of 6-700% with heaver deductibles to boot.
My Meds have increased by 50% and I only use generics. Electricity has jumped from 17% to 23% depending what part of state you live.. too bad you don’t drive a car, gas is right now $2.59- $2.90.
I really wish you would find another occupation as your rhetoric is so mythical.
By Howie Bledsoe, October 22, 2009 at 2:50 am Link to this comment
(Unregistered commenter)
One answer to you M´aam.
Report thisOld folks vote.
Children don´t.