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Half of Younger Americans Have Pre-Existing Conditions

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Posted on Jan 18, 2011
Flickr / john amato (CC-BY)

This young man may or may not have a pre-existing condition but, if the Republicans have their way, he may not be able to afford health insurance, either.

A new study by the Department of Health and Human Services has found that 129 million Americans under the age of 65—roughly half of that demographic—have medical conditions that could keep them from getting insurance, reports say.

President Obama’s health care law, which is about to come under attack in the House, makes it more difficult to discriminate against customers with pre-existing conditions. —PZS

Washington Post:

As many as 129 million Americans under age 65 have medical problems that are red flags for health insurers, according to an analysis that marks the government’s first attempt to quantify the number of people at risk of being rejected by insurance companies or paying more for coverage.

The secretary of health and human services is scheduled to release the study on Tuesday, hours before the House plans to begin considering a Republican bill that would repeal the new law to overhaul the health-care system. The report is part of the Obama administration’s salesmanship to convince the public of the advantages of the law, which contains insurance protections for people with preexisting medical conditions.

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By NABNYC, January 19, 2011 at 3:56 pm Link to this comment

This is just silly.  Remember, Obama and the Democrats told us that if they got into office they were going to pass real health care reform, to help us, the citizens.  The problem with healthcare is that it’s too expensive.  The reason it’s too expensive is because all the big players are gouging the public.  Doctors no longer live in the same neighborhoods with teachers, but instead live in mansions, and have other homes in Hawaii and New York and Costa Rica.  We all know hospitals grossly overcharge for every single thing, and the drug companies charge Americans 4-5 times what they charge other people.  Then add in the gouging by insurance companies, and you have a system that many Americans cannot afford.  Projections have our nation spending some obscene amount of our total earnings on healthcare within the near future.  We’re close to the breaking point when 45,000 Americans die every year because they cannot afford healthcare.

So what did the Democrats do to help us?  Not much.  Instead of allowing us, or some of us, to buy into a nonprofit system, like Medicare, they fiddled around the edges.  They changed Medicare to fill the donut hole.  Who cares?  The only group of people in this country who get any help on healthcare are people over 65, so why give them more when the rest of us get nothing?

But the white house redefined their goals.  It wasn’t to “reform” healthcare for all of us.  It suddenly became a quest to help those with preexisting conditions.  That’s all we heard.  So I did some research, starting by going to the white house’s own statistics, which claimed 10-12 million Americans had been “affected” in obtaining insurance because of preexisting conditions.  Not that they couldn’t get insurance, just that they were affected.  Which means (maybe like me) they pay a little more but they still get the insurance.  The problem for most of them isn’t that they are denied insurance, just that it costs more.  Which brings us back to the original problem: most of us can’t afford it.

Now the Democrats are coming out with the ludicrous claim that half the population has been denied, or may be denied insurance because of a preexisting condition.  They don’t want people to realize that their entire absurd “reform” program helped about 3% of the population, and screwed the rest of us.  So they’re changing the numbers, inventing lies.

Wouldn’t it be easier to just, for example, allow everyone over 50 to join Medicare, everyone unemployed gets it for free.  Expand the system.  Build medical schools and import more doctors, because the AMA restricts the number of doctors so they can keep the prices obscenely high.  Build clinics and staff them with nurse practitioners.  There’s so much that could be done.  Instead, we get a “reform” that makes the industry insiders richer, keeps the rest of us on track for the poorhouse, and becomes a permanent symbol of the uselessness of the Democratic party.  Thanks for nothing.

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By Conden, January 18, 2011 at 7:34 pm Link to this comment

Both the democrats and republicans busily deny young people getting the guaranteed high quality, diverse medical care that is their human right.  The corporate welfare bill the democrats passed should be thrown out, as should the health insurance corporations.  We need single-payer healthcare.

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By KeepDChange, January 18, 2011 at 2:41 pm Link to this comment
(Unregistered commenter)

After going through health insurance brokers, my pre-existing condition would have insurance at $1050 a month with a 1.5K deductable, or 500 dollars a month with a 10K deductible.  I currently have COBRA from a previous job (new job, a smaller business firm, has NO health insurance - and Obama can’t do nothing b/c the small business are hurting as it is!).  Regarding the Dems Health Care bill that goes into effect 2014, there is NO indication that the health insurance premiums will be lower because the health insurance industry hasn’t begun to forcast costs (!?).  Therefore, all the ‘bally hoo’ about passage of this current health care bill was designed to pad the pockets of the supported businesses and government (with penalties who do not opt for it).  Savings are only in the streamling of digital medical records versus paper ones (better keep a paper file for your own records - who knows what will happen to your file if there is a discrepancy with a diagnosis or health issue!!).  When you have doctors and other health care admins concerned, something is very wrong…

Off subject - I still don’t trust the POTUS intentions; he used the system and media to file out the Democratic competition, and he’s currently preparing for 2012 already (with the Chief of Staff and other cabinet members resigning to return to Mafia work).  The most sincerity I’ve seen from him was during the memorial in Tuscon, which would get anyone to tear up.  Still, he took his time getting there [I guess he was on Bush time (rem. Katrina?)], while media was in heavy debate as to who as to blame (how did he get a $500 gun? Republican rhetoric? Dems. taking advantage of the situation?, etc.), when the truth was the gunman had a sick vendetta against Gifford and authority for a long time :(.  Less time travelled would have kept all the hateful comments to a minimum.  Then, the POTUS had quite a long speech (with interruptions from his loving fans - this is not a rock concert people!).  I believe other Presidents would have made the trip a lot sooner, and would have been less about ‘show’ or ‘photo ops’.  There is nothing remotely sincere about our current Commander in Chief, save for anything that would have him consider (or think) about his own children and wife (she’s for another time - 1st Lady has had several “media makeovers”; doesn’t matter though, when you’re mean, your mean!) Sigh….

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By gerard, January 18, 2011 at 2:24 pm Link to this comment

To continue being alive is to unavoidably subject oneself to one kind or another of “pre-existing condition” which means that the longer one lives, the less will be the chance that one will be able to obtain corporate health insurance under present standards. The only way to decrease the odds is to ... well, you get the idea.

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Napolean DoneHisPart's avatar

By Napolean DoneHisPart, January 18, 2011 at 1:36 pm Link to this comment

The dumbfounding-down and healthy-downgrading of Amerika… all by design.

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Lafayette's avatar

By Lafayette, January 18, 2011 at 12:52 pm Link to this comment

PERVERSE NOTION

And let’s add to that sum those adults who are obese and will very likely have also a resulting illness in the future - as well as the conventional illnesses that already clog hospitals and clinics.

Which makes for one helluva lotta sickness—all of which must be managed by a private Health Care system that costs us an arm and a leg (irony intended).

For which, private medical facilities owners as well as HC-practitioners of all kinds are laughing all the way to the bank.

Balanced-budget cuts? There’s nothing more insane that could be perpetrated upon the American people. But the Congressional troglodytes that We, the People just elected into office will attempt to do - out of some perverse notion that a Balanced Budget can only be derived by cuts and not tax increases.

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Queenie's avatar

By Queenie, January 18, 2011 at 11:42 am Link to this comment

Our government wants us sick, broke and in fear. No longer does our government care about the welfare of its people unless, of course, you happen to be rich and donate big bucks to their election.

We do not live in a civilized country, sand11, we live in a dying empire. An empire that depends on the death of many, not the health and well being of its citizens.

We have not hit bottom yet. It’s going to get much worse.

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sand11's avatar

By sand11, January 18, 2011 at 8:57 am Link to this comment

Someone, anyone, please explain to me how denying health care to a person who is sick is somehow in the best interests of a civilized country. I just don’t get it.

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By ardee, January 18, 2011 at 8:54 am Link to this comment

The business of the health care industry is profit, not care. The business of government, on the other hand, is the welfare of the citizenry. Does it not make perfect sense that govt be charged with the health of its people?

I am perfectly willing to concede that this health care law has its up side, to a degree. I also believe that the insurance industry will find work arounds to continue to deny coverage and increase profits. Thus it will be as long as we rely on a for profit solution to what is a corrupted and unworkable industry, especially when compared to the health care other nations provide, and at much less cost as well.

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By howardferron, January 18, 2011 at 4:41 am Link to this comment
(Unregistered commenter)

You know what You guys should stop complaining
because, one the health care we have now isnt as good
as it was supposed to be. also the law has just been
signed so give it some time. so if u want to say u
have the right to choose tell that to ur congress men
or state official. If you do not have insurance and
need one You can find full medical coverage at the
lowest price by searching online for “Wise Health
Insurance” If you have health insurance and do not
care about cost just be happy it and trust me you are
not going to loose anything!

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