@Tobysgirl:
Banks would rather have the larger accounts.
A single depositor with $200,000 is preferred over 200 depositors with $1000 each.

((BTW, I’ve heard good things about Chase helping people out with loan mods and short sales. 
Much better compared to, say, BofA.))

Hey, oddsox, big banks depend a great deal on us little people. Here’s a laugh: In the 1980s my husband and I moved our savings accounts to a bank in Maine from Chase in New York City. Though for us there was a sizable sum involved, to Chase it was a peanut. However, I got a PHONE CALL from Chase asking us to deposit money. Huh?!?!?!?

200,000 thousand people forced BkofA to drop plans for debit fees. 200K is miniscle compared to the millions who hold accounts in various corporate institutions. And yet this small number forced the company to submit to the will of the people.

I watched a video showing a mere 100,000 folks protesting and taking over a bridge in Oakland. Once more, a small number of citizens capable of doing something historical.

Imagine if we could get a mere million of us to do something, say, march on Washington. What would happen then? One could only hope. Maybe the revolution has finally begun at last. If so then this is the ONLY solution to the mess we’re in.

The Goldman Sachs owned ‘change and hope’ president has turned out to be a complete fraud and failure. And yes, I and my family did buy into the bs and voted for him. But we have now realized that this government with both political parties in bed with the super rich, is completely corrupted and must be swept away by the examples I just cited.

If only we could deliver us from “evildom” ... (sigh)...

goddevil invented work that all people cld do and in which ALL PEOPLE, save
those who cldn’t due to illness, injury, or some serious brain malfunction,
participated.
and then supremacism arrived and joy for work forever disappeared for most of
the once joyous laborers, fishers, weavers, sowers. reapers, hunters, handymen,
tillers, cooks, washers.

thus the “arbeit macht frei” [work liberates] was a sound directive; except for the
fact that the nazis [peculiar supremacists, but similar or even in-though the
same as the ones in u.s] ‘forgot’ to add that arbeit und zu arbeiten also brings
joy, pride, feelings of being wanted, serenity, peace and the like values.

but once supremacists invented unemployment and took possession of work or
obtained power to mete it out at will [from better to best one for family and
friends/other supremacists], we entered an era of great evildom. tnx

Community-owned banks is a far better and radical
answer.

We don’t want to empower the State any more than it
already is.

RayLan, you write:
“Nationalizing banks is a way to go, but that’s ...yikes… socialism.”

Yikes indeed!  My biggest fear is that we’ll go from Crony Capitalism to Crony Socialism and be much the worse for it. 

“...the disease is unregulated capitalism.”

Fair enough, key word “unregulated. 
And how is capitalism best regulated? 
Through fair competition.
That’s why we need to break up the big banks using anti-trust legislation.

More here, if you haven’t read this already:
http://open.salon.com/blog/oddsox/2011/10/10/too_big_to_fail_too_big_to_begin_with

There needs to be a run on the big banks- Chase, BofA etc..
Only that would cause them to collapse. However, it’s the banks who loan capital to business - the reason the DOW plummeted, is because of the freeze on credit, which is the availability of capital investment. That’s why the government had to step in and ‘bail’ them out - but you can’t force banks to give loans, unless you own them. Nationalizing banks is a way to go, but that’s ...yikes… socialism.
But then the disease is unregulated capitalism.

Yes, it’s about Jobs after all.

Bank Transfer Day sounds like such a good idea.
Making the big banks that much smaller, after all.

But it’s a tactic that could backfire.
If only small depositors close their accounts, the large banks will be better off for the reduction in maintenance.

The key will be whether large depositors participate.

Now if we just had a savings account ... or some money to spend ... or a job to earn some money to spend ... ah, yes! That’s the answer! How clever of Mr. Reich to have thought of it!